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twitter.com/jnusser

Nice breakdown Sean! There is a lot of confusion in the industry and many people don't fully understand the payments landscape.

I would re-emphasize your last point however, that these #s really depend on your demographic.

Also, the recent IMVU article (http://www.insidesocialgames.com/2009/10/05/imvus-road-to-riches-already-paved-with-virtual-goods/) is close to your breakdown with direct payments at 80% and advertising, offers & surveys filling in the other 20%.

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Excellent analysis, Sean. Thanks for sharing. Wondering what your take on the pre-paid cards business in. Seems like this area is just taking off.

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